Tuesday, 1 March 2011

Where does all the money go?

Money isn't everything, and the best things in life (love, happiness, family, friends) really are free. But having money certainly helps! Especially if you live in London. I am currently attempting to save up for my wedding and honeymoon next May-Weddings are expensive!!! But saving is hard, particularly when you are on a tight budget to begin with. 


As a student in London, my student loan just about covers rent and bills. Fine. But you have to eat and have a life too and where does the money for that come from? I work part time a few weekends a month to fund my love of food and my lifestyle, but if I want to save I'm really going to have to watch where my money goes. It's easy to lose track-a coffee here, a sandwich there. A night out, a few drinks, a taxi....it soon adds up.


So the plan is:


-Use my flask-save money on weekly coffees and teas from Costa and take my own with me. Not really a hardship and much cheaper! 
-Give up alcohol-just for March. I might allow myself a cheeky glass of wine once or twice, but no big nights out or going 'for a few' after college! 
-No clothes shopping until the summer-I have enough clothes for now, and so I'll have to just 'Make do and mend' the old-fashioned (and fun!) way.
-Pack my own lunch-adding £10 to the weekly food shop and making our own lunch will save us over £25 a week
-Give up my first class habit-I have to travel to Devon once a month to attend church to be able to have my wedding there and it's all too tempting to pay extra for the luxury of going first class but the savings are huge by going standard!
-Talk less, text more-the main reason my phone bill is so high every month is I spend far too much time chatting away on my mobile and use up all my minutes. I get unlimited texts so I'll have to start talking less and texting more to save the pennies!


Fingers crossed, with a bit more working and a bit less partying it should all come together and there should be some serious saving going on...like I said...Fingers crossed! xxx

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